Laters.com raises $1.5M seed round led by XBO Ventures

Laters.com, the Singapore-based payments-first online travel agency formerly known as Fly Fairly, has raised a $1.5 million seed round and finished rebranding to laters.com. The company says the funding will support brand growth, core expansion and new products as it pushes flight booking farther beyond traditional card payments.

Why it matters: - Laters.com is betting that flight booking will shift toward payment methods beyond cards, including digital wallets, stablecoins and buy now pay later plans. - The company says more than 100 payment options can help travelers book now and spread costs over time, which may matter most for price-sensitive customers and longer-haul trips. - The seed round gives Laters.com more capital to grow its brand and expand into new products and verticals.

What happened: - Laters.com announced a US$1.5 million seed round led by XBO Ventures, the investment arm of XBO.com. - The company also completed its rebrand from flyfairly.com to laters.com. - Laters.com launched from Singapore in August 2024. - The business says it has been profitable every month since February 2025. - Laters.com says it is now at a run rate of more than 1 million travelers a year using the platform. - The United States has become Laters.com’s largest market.

The details: - Laters.com sells flights on more than 650 airlines. - Travelers can pay in full with a digital wallet or cryptocurrency, or over time with around 40 buy now pay later and installment plans. - Laters.com says the platform supports more than 100 ways to pay for a flight. - The company says the majority of its payment volume is non-card, which it describes as the opposite of the broader travel industry. - Laters.com accepts stablecoins and more than 70 other cryptocurrencies, with settlement at checkout like any other payment method. - The company says crypto customers spend more than twice as much as the average customer, often on long-haul trips and higher cabin classes. - Laters.com says customers have rated the platform 4.8 out of 5 on both Google and Trustpilot. - The company publishes a free country-by-country guide to fly now pay later providers at more information. - Laters.com also publishes a Payment Score at the Payment Score, rating pay-later providers out of 10 on repayment flexibility, interest rate, eligibility and approval process. - No provider pays to be scored, ranked or placed. - Laters.com says it earns the same margin regardless of how a traveler pays. - The company says it is headquartered in Singapore, serves travelers across 16 markets and is a trading name of Fly Fairly Pte Ltd. - Laters.com says Fly Fairly Pte Ltd is a Singapore Tourism Board licensed travel agent, license TA04059. - More information is available at Laters.com.

Between the lines: - The pitch is not just about cheaper travel financing. It is also about turning payment choice into a product advantage. - Laters.com is trying to own the checkout layer, where customers can be lost if a preferred payment method is unavailable. - XBO Ventures’ backing signals investor interest in digital assets as a real-world payment rail, not just a trading asset. - Founder Alex Yardley is positioning the company around younger travelers who expect flexibility at checkout, not just at booking.

What's next: - The seed capital will fund brand growth, expansion of the core business and new products and verticals. - Laters.com plans to keep building for millennial and Gen Z travelers and says some of the use cases may extend beyond travel. - The company is likely to keep expanding its payment network as it targets more markets and more ways to pay.

The bottom line: - Laters.com is making a simple bet: travelers will choose the platform that lets them pay how they want, not just the one with the lowest fare.